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This Is 4 Ways Your Bank Account Can be Hacked by Internet Fraudsters.



Crime in Africa is evolving into a new form as the continent diversifies into a more technologically advanced and digitized culture. One of the many problems brought on by the information age of the 21st century is the ease with which criminals can access online banking information and steal people’s money.


So that you can avoid being a victim of these con artists, this essay will go over the various methods they use to deceive their victims. Check them out via the links below.

1. Websites that are fake or encrypted.

Websites are typically designed to trick users into giving up sensitive information that can be exploited against them. For instance, most sites that advertise job openings use encryption while transmitting sensitive application information. Never visit a site without the “HTTPS” protocol to ensure your safety and avoid falling for this trick. Sites that don’t use this protocol are likely hazardous and are only interested in collecting data to feed to their server. Chrome, Microsoft Edge, or any other browser you use, has a security feature called a “firewall” that should always be enabled for maximum protection. This prevents your browser from divulging private information without your knowledge and consent.

Second, a password that is easy to guess.

Use of simple or weak passwords in banking applications significantly increases the likelihood of account compromise. You should increase your security by selecting a password that will be very difficult to guess, especially one that contains alphabets, letters, and symbols, as most of these hackers are very good in their fraudulent practices and can easily manoeuvre their way into getting hints to your passwords via your name, date of birth, or other personal data.

Third, via electronic mail, telephone, or text message.

Be wary of any messages, calls, or texts that claim to be from your bank and ask for personal information. Here, scammers call potential victims and pretend to help them resolve an issue with their account before requesting personal information such their bank account number (BVN) and ATM card number. Avoid immediately complying with the request of anyone, even a purportedly legitimate bank person, if you receive such a call; instead, verify the caller’s identity with your financial institution or through their customer service hotline.

Identifiable by four social media accounts.

According to reports, most fraudsters cheat their victims after getting access to some part of their social media profiles. For instance, your social network name, date of birth, and any uploaded documents can provide hints to your private banking information. Avoid revealing any information on your social media profile that could be used to steal your identity, such as your bank account number. If you follow these steps, the likelihood of having your account compromised is reduced.

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